Fee Schedule
Effective January 1, 2026; All prices are subject to change.
Personal Accounts
| Attribute | Monthly Service Fee | Fee |
|---|---|---|
| Mpowered™ Checking | Monthly fee for average daily balance below $150.00 | $7.00/month |
| Mpowered™ Checking + BaZing | Monthly fee | $6.00/month |
| Mpowered™ Interest Checking + BaZing | Monthly fee for average daily balance below $2,500.00 | $8.00/month |
| Health Savings Account Checking | Monthly service fee for average daily balance below $500.00 | $5.00/month |
| All personal savings accounts | No monthly service fee | $0.00/month |
Business Accounts
Statement Options
| Attribute | Consumer | Business |
|---|---|---|
| eStatements | Free | Free |
| eStatement Cancellation Fee | $10.00/occurrence | $10.00/occurrence |
| Paper Statements | $3.00/per account/per statement | $7.00/per account/per statement |
| Statement Copies | $5.00 each | $5.00 each |
ATM and Debit Cards
| Attribute | Consumer | Business |
|---|---|---|
| ATM/Debit blocked card (overdrawn, lost, etc.) | $8.00 each | $10.00 each |
| Reissue ATM/Debit card (customer’s request) | $8.00 each | $10.00 each |
| ATM/Debit unblock card | $8.00 each | $10.00 each |
| ATM Cross-border | 1% of International Transactions | 1% of International Transactions |
| Expedited card order pricing varies | $42.00 minimum | $42.00 minimum |
Digital Banking
| Attribute | Fee |
|---|---|
| Online Banking | Free |
Bill Pay Inactivity Fee Billing cycle for inactivity fee is based on Bill Pay set up anniversary | $7.50/user/month in which no activity occurs |
| Bill Payment Claim Services | $15.00 minimum |
| Express Bill Pay | $5.00 electronic (ACH)⁵ |
| $15.00 consumer paper check (OLB)⁵ | |
| Mobile Banking | Free |
Wire Transfers
| Attribute | Fee |
|---|---|
| Incoming (Domestic & International) | $20.00 each |
| Outgoing Consumer Domestic | $35.00 each |
| Outgoing Consumer International | $65.00 each |
| Outgoing Business Domestic | $35.00 each |
| Outgoing Business International | $55.00 each |
| Wire trace/Wire confirmation request | $5.00 each |
Ancillary Business Service Fees
| Attribute | Fee |
|---|---|
| Remote Deposit Capture Monthly Service Fee | $40.00 |
| Remote Deposit Capture one-time setup Fee | $50.00 |
| Remote Deposit Capture Scanner | See Remote Deposit Agreement |
| Internal Sweep Accounts | $75.00/year |
| ACH originator one-time setup fee | $10.00 |
| ACH origination | $15.00/month |
| $3.00/batch | |
| $0.06/item | |
| BeB Check Positive Pay | $10.00 one-time setup |
| $25.00 monthly | |
| $5.00 per item processed manually by the bank | |
| Number of Check Issue Items from BeB File Import | $0.04/item |
| Number of Check Issue Items entered via BeB Interface | $0.04/item |
| Number of Exceptions company sees (after bank scrub) | $0.05/item |
| BeB Check Positive Payee | $10.00/month |
| ACH Positive Pay | $25.00/month |
| BeB Account Reconciliation | $10.00/month |
| BeB Image Search | $5.00/month |
| Night Depository Service | $50.00/year which includes one locking bag and two keys |
| $25.00/each for additional bag | |
| $10.00/each for additional key |
Cash Alternatives
| Attribute | Fee |
|---|---|
| Check purchase/printing fee | (depends on style selected) |
| Treasurer's Check | $7.00/each not for bank purposes |
| Gift cards | $3.50 each |
| Travelers card | $7.50 each |
Other Account Charges and Services
¹A return item for non-sufficient funds (NSF)/Overdraft may be created by check, in-person withdrawal, ATM or other electronic means. ²A checking account is considered dormant after one year of no activity. A savings account is considered dormant after two years of no activity. ³Applies to Club accounts closed prior to term and all other accounts closed within 90 days of opening. ⁴No charge for replacement due to passbook being filled. ⁵Subject to change at any time.
