Fee Schedule

Effective August 1, 2020. All prices are subject to change.

Personal Accounts Attributes and Fees
Attribute	Monthly Service Fee	Fee
Mpowered™ Checking	Monthly fee for average daily balance below $100.00	$7.00/month
Mpowered™ Checking + BaZing	Monthly fee	$6.00/month
Mpowered™ Interest Checking + BaZing	Monthly fee for average daily balance below $1,500.00	$8.00/month
Health Savings Account Checking	Monthly service fee for average daily balance below $500.00	$5.00/month
All personal savings accounts	No monthly service fee	$0.00/month

Business Accounts Attributes and Fees
Attribute	Monthly Service Fee for Minimum Daily Balance	Fee	Items processing fee/over	Fee
Executive Business Checking	Below $100,000	$50.00/month	1,000 items	$0.15/each
Premium Business Checking	Below $40,000	$35.00/month	1,000 items	$0.20/each
Advantage Business Checking	Below $10,000	$15.00/month	500 items	$0.20/each
Small Business Checking and Estate Checking	No monthly service fee	$0.00/month	250 items	$0.20/each
Business Savings	No monthly service fee	$0.00/month	100 items	$0.20/each
IOLTA Checking	Below $1,500	$7.50/month	100 items	$0.15/each

Statement Attributes and Fees
Attribute	Fee
eStatements	Free
Paper Statements	$2.00/per account/per statement if not in a qualifying account relationship
Statement Copies	$5.00/each

ATM and Debit Card Fees
Attribute	Consumer	Business
ATM/Debit blocked card (overdrawn, lost, etc.)	$7.50/each	$10.00/each
Reissue ATM/Debit card (customer’s request)	$7.50/each	$10.00/each
ATM/Debit unblock card	$7.50/each	$10.00/each
ATM Cross-border	1% of International Transactions	1% of International Transactions

Electronic Banking Fees
Attribute	Fee
Online Banking	Free
Bill Pay Inactivity Fee	$7.50/user/month in which no activity occurs
Bill Payment Claim Services	$15.00 minimum
Express Bill Pay	$5.00 electronic (ACH)
	$17.00 consumer paper check (OLB)
	$20.00 business paper check (BeB)
Mobile Banking	Free - Includes Mobile Check Deposit and Mobile Bill Pay

Wire Transfer Fees
Attribute	Fee
Incoming (Domestic & International)	$15.00/each
Outgoing Domestic	$35.00/each
Outgoing Consumer International	$50.00/each
Outgoing Business International	$50.00/each
Wire trace/Wire confirmation request	$5.00/each

Ancillary Business Service Fees
Attribute	Fee
RDC Monthly Service Fee	$40.00
One time RDC Set Up Fee	$50.00
Fee for Scanner	Fee based on option to rent, lease or purchase
Internal Sweep Accounts	$75.00/year
ACH originator one time set-up fee	$10.00
ACH origination	$10.00/month
	$2.50/batch
	$0.02/item
Night Depository Service	$50.00/year which includes one locking bag and two keys
	$25.00/each for additional bag
	$10.00/each for additional key

Other Account Charges and Services
Attribute	Fee
Court order/tax levy/garnishment processing fee	$100.00/each
Subpoena fee ($25.00 minimum charge assessed)	$50.00/hour
Research fee ($25.00 minimum charge assessed)	$50.00/hour
Employee assisted telephone transfer	$5.00/each
Reconciliation fee ($10.00 minimum charge assessed)	$20.00/hour
Returned mailing with bad address fee	$10.00/each
NSF/Overdraft fee (Check, ATM or ACH)	$35.00/each
Re-deposited item/deposited items returned	$10.00/each
Re-deposited item/deposited items returned drawn on your own account	$35.00/each
ACH item returned	$10.00/each
Overdraft protection fee	$10.00/each transfer
Stop payment fee	$35.00/each
Cancel stop payment	$10.00/each
Canadian items deposited (less than $10,000.00)	$25.00/each
Domestic and international collection items	$35.00 minimum
Check/Deposit/Other Transaction Copies	$5.00/each
Dormant account fee	$5.00/month
Escheat processing fee (plus drilling fee if applicable)	$50.00/account surrendered
Account closing fee (If before 90 days of account opening)	$10.00/each
Reopen closed account fee	$5.00/each
Account charge off fee	$30.00/each
Deposit verification requests from third party	$10.00/each
IRA transfer to another financial institution	$35.00/each account
Passbook replacement	$15.00/each
Special Coin/Currency Orders	$25.00 each at the time of order
Dual Signature Verification	$10.00/month

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